Personalized, Top Tier Education at an

Affordable Price

Achieve your dream at a fraction of the price.
Tuition and Fees: The 'Big Four' vs. Trinity
$194K
Trinity
School 1
School 2
School 3
School 4
$168,500
Total Tuition
$16,000
Per Term Years 1 & 2
$17,700
Per Term Years 3 & 4
Three student sitting at a desk waiting for instruction to begin.

Canadian Scholarships

This series of scholarships are for Canadian students only and represent the President's desire to reward Canadian Nationals that have sound academic performance and to provide a measure of financial support.

This scholarship is designed to support students from Canada with significantly unfavorable currency exchange rates relative to the U.S. dollar. U.S. dual citizens are not eligible for the CAEAS. This scholarship also recognizes students who have demonstrated strong academic preparation for medical school. This scholarship is available for new MD1 students starting September 2025 and moving forward.

Scholarship Amounts:

  • $3,000 per basic science term (for up to 5 terms)
  • $1,500 per clinical term (for up to 5 terms)

Eligibility & Conditions:

Eligibility requires a minimum grade of B or higher in each term. Remediation courses or terms are not eligible for scholarship funding. However, students who remediate and return to satisfactory academic standing will have the scholarship reinstated for subsequent terms.

Important Notes:

Scholarship Combinations: Students with the CAEAS or EAS may combine their scholarship with the Trinity Award for Excellence and applicable grants.

Vincentian scholarships cannot be combined with the Excellence in Action scholarships. However, Vincentian scholarship recipients may still qualify for the Trinity Award for Excellence and certain partial grants.

Premed Pathway Students: All students matriculating into the MD program from our Premedical pathway who hold Canadian citizenship will be automatically considered for the CAEAS, provided they meet eligibility criteria.

For full details and to confirm eligibility, please contact the Admissions Office.

Students with a GPA of 3.0 are eligible to apply for this scholarship. ($2500.00 per term for 10 terms of study)

Students with a GPA of 3.2 are eligible to apply for this scholarship. ($3500.00 per term for 10 terms of study)

Students with a GPA of 3.4 are eligible to apply for this scholarship. ($4500.00 per term for 10 terms of study)

Federal and Provincial Student Loans for Canadian Students​

As of May 28, 2018, Trinity School of Medicine is listed as a Designated Educational Institution by the Canadian Government (code ZUCF). Canadian citizens may now obtain federal and provincial student loans to aid in the cost of attending Trinity. Trinity is an approved educational institution outside of Canada, meaning tuition and fees are tax deductible.

Trinity School of Medicine is also approved for all provincial and territorial loan programs, except Quebec (solely because Quebec does not provide provincial loans for international schools).

For students who still need to pursue a private loan option beyond federal and provincial funding, we are proud to offer the additional options below.

STUDENT LINE OF CREDIT

National Bank of Canada offers students a credit line of up to $250,000 (plus additional amounts for students in residencies and fellowships) at a variable rate of Prime with no account handling charges.

General Program Elements

This is a flexible lending solution that allows you to craft your own financial package, including the ability to:

  1. Defer principal and interest payments on your line of credit while enrolled as a full-time student and up to 12 months following graduation (interest will continue to accrue on the outstanding balance).
  2. Make interest and principal payments in accordance with your budget.
  3. Draw funds from your account at any time up to the maximum annual amount.
  4. Convert the line of credit to a standard loan with an amortization period of up to 15 years.

You also receive select complimentary services with your line of credit, including:

  • Cheques and pre-authorized debits.
  • Full range of electronic banking services.
  • 200 free cheques annually.
  • A National Bank Platinum Card.
  • Access to a financial advisor to assist you with planning and developing annual budgets.

Application Process:
Contact the branch nearest your home and make an appointment. You will need to provide proof of full-time enrollment at Trinity (this can be a notice of registration or copy of fall schedule).

Additional Information:
Visit the NBC website for more information or call (514) 394-5555 or 1-888-4-TelNat and speak to a representative.

STUDENT LINE OF CREDIT

TD Canada Trust offers financial assistance via their Student Line of Credit. This program is customized to satisfy the individual needs of each student. TD Canada Trust does not maintain a centralized education funding team. They recommend students visit branch locations and discuss funding alternatives with the branch manager. Depending on credit worthiness and other factors, TD Canada Trust may modify normal program terms to better accommodate student needs.

Line of Credit can be used for expenses related to:

  • Tuition
  • Books
  • Fees
  • Living Expenses

General Program Elements:

  1. Pay no monthly or annual fees.
  2. Competitive interest rates (normally equal to TD Prime plus a variance rate).
  3. Withdraw funds as the needs arise (up to your approved credit limit).
  4. Pay interest-only monthly payments for up to 12 months after graduation.
  5. Enjoy low monthly payments after the interest-only grace period.
  6. Up to 20 years to repay.
  7. May require an approved co-signer.
  8. Access funds through:
  • EasyWeb internet banking
  • EasyLine telephone banking
  • Interac Direct Payment
  • Green Machine ABMs
  • Cheques
  • TD Canada Trust branch

Medical Students Only:

  • No annual re-application
  • Maximum Credit Line Value – $275,000
  • May access up to $60,000 in Year 1 of study

Contact Options:

  • Preferred Method: Visit your nearest TD Canada Trust Branch (More than 1,000 Branches Nationally)
  • Call EasyLine at 1-866-222-3456 and speak to a representative.
  • For additional information, visit the TD Canada Trust website.

Allow 7 business days from time of application for review, approval and, funding of line.

ROYAL CREDIT LINE® FOR STUDENTS – PROFESSIONAL DESIGNATION

RBC Canada offers students a credit line to fund their educational needs. They recommend students contact the bank by phone to complete the application process. RBC Canada encourages students attending international colleges or universities to contact them. The terms and structure of the program do not allow for customization. Students with an existing relationship with RBC may score higher on the overall credit evaluation.

Line of Credit can be used for expenses related to:

  • Tuition
  • Books
  • Fees
  • Living Expenses
  • Travel

General Program Elements:

  1. Pay no monthly or annual fees.
  2. Competitive interest rate (RBC Prime + 1% Variable Rate).
  3. Withdraw funds as the needs arise.
  4. Pay interest-only monthly payments for up to 12 months after graduation.
  5. Enjoy low monthly payments after the interest-only grace period.
  6. Up to 20 years to repay.
  7. May require an approved co-signer.
  8. Access funds through:
  • Internet banking
  • Royal Direct telephone banking
  • Cheques
  • RBC Royal Bank Personal Touch Automated Banking Machine
  • RBC Canada Branch

Medical Students Only:

  • No annual re-application
  • Maximum Credit Line Value – $275,000
  • RBC Personal Banker will establish annual maximum available based on documentation of annual costs

Application Process – RBC Canada recommends that you complete the application process via telephone or internet. Students must provide:

  • Confirmation that you are enrolled at a post-secondary international educational institution and pursuing a medical degree.
  • An estimate of your education costs (including tuition, supplies, fees, accommodations, food, travel and other qualified expenses).
  • A list of your financial resources (including savings, bursaries, summer employment, etc.).
  • Allow 5 business days from time of application for review, approval, and funding of line.

Contact Options:

  • Preferred Method: Call at 1-800-769-2511 and speak to a representative.
  • Visit the RBC Canada website for more information.

Allow 5 business days from time of application for review, approval, and funding of line.

STUDENT LINE OF CREDIT

Bank of Montreal offers students a credit line to fund their educational needs. They recommend students contact the bank by phone and discuss their needs with the education lending team. Bank of Montreal encourages students attending international colleges or universities to contact them. The terms and structure of the program do allow for a modest amount of customization. Students with an existing relationship with BMO may experience more flexibility.

Line of Credit can be used for expenses related to:

  • Tuition
  • Books
  • Fees
  • Living Expenses
  • Travel

General Program Elements:

  1. Pay no monthly or annual fees.
  2. Competitive interest rate (BMO Prime plus Variable Rate).
  3. Withdraw funds as the needs arise to annual and lifetime maximum.
  4. Repayment plan for Medical Student Line of Credit:
  • Make only monthly interest payments while you’re in school and during your residency (to a maximum of 7 years of residency).
  • In first year after completion of residency, choose one of three repayment options:
  1. Interest-only payments during the first year of residency followed by gradually escalating monthly payments of principal and interest.
  2. Gradually escalating monthly payments of principal and interest.
  3. Fixed monthly payments of principal and interest-based on an amortization of up to 15 years.
  4. Repay all of the outstanding balance at any time without penalty.
  1. Will require an approved co-signer.
  2. Access funds through:
  • Cheques
  • Automated Banking Machine
  • BMO Bank of Montreal Branch

Medical Students Only:

  • No annual re-application
  • Maximum Credit Line Value – $250,000 (may be negotiable depending on student and co-signer credit worthiness and proof of need)
  • Disbursement
  • Annual Maximum: $75,000 (First 4 Years)
  • Annual Maximum: $15,000 (Residency)

Contact Options:

Allow 5 business days from time of application for review, approval and funding of line.

Three medical students.

MD Program Tuition & Fees

*Amounts below are shown in U.S. Dollars

Tuition
Per Term
Basic Sciences (Years 1 & 2)
$16,000
Clinical Medicine (Years 3 & 4)
$17,700
Fees
Per Term
Records Administration Fee
$475
Student Activity Fee
$50
Student Health Insurance**
$1,460
Equipment & Supply Fee
$150
Malpractice Insurance
$240
NBME Test Fee
$175
USMLE Exam Prep Fee
$150
One Time Fees
Application Fee
$50
Commitment Deposit
$500
New Student Fee
$600
Total Tuition and Fees
$194,550*
*Listed tuition and fees are for the MD program and are subject to change.
**Amount is an estimate and subject to change based upon actual renewal premiums.

Find Your Success at Trinity

Discover the Trinity experience through students and alumni! Learn more about the small class sizes, early clinical experience, rotations in one location, and more!

Supportive Community

Where unparalleled support meets student success.

Research Opportunities

Faculty support across your entire journey.

Small Class Sizes

Feel valued and seen from the very beginning.

Tuition & Fees FAQs

How much does the MD Program Cost?

With Trinity, you can enjoy a personalized top-tier education at an affordable price compared to competitor schools. The total MD tuition cost is $168,500. The total MD tuition and fees cost is $194,550.

Does Trinity offer grants and scholarships?

Yes. Trinity offers merit scholarships, financial hardship grants, and public service grants, among others.

What is the Sallie Mae Medical School Loan?

This private loan program provides rates and terms that are competitive with Federal PLUS Loans for Graduates, and in many cases offers better rates. The terms of the loans themselves are where this program stands out.

  • 100% coverage of school-certified expenses with no max for all years of medical school.
  • 36-month grace period to support you during the start of your medical career.
  • 48 Months of Deferment: During your residency and fellowship.
  • 20 years to repay your Medical School Loan with no prepayment penalty.
  • 12 interest-only payments for eligible borrowers after the grace period for repayment flexibility.

Sallie Mae is the only loan provider that offers dedicated financial assistance specifically for the residency process. Its Global Residency Application and Relocation Program offers up to $30,000 to assist with board examination fees (Step Exams), residency application fees, interview travel, and moving expenses for your medical residency.

Do I need a cosigner for the Sallie Mae Medical School Loan?

Students are encouraged to utilize a qualified co-signer to support their loan application as it may result in a better interest rate. Co-signers must meet the income and other credit requirements.

I am Canadian, can I use Canadian bank loans?

As of May 28, 2018, Trinity School of Medicine is listed as a Designated Educational Institution by the Canadian Government (code ZUCF). Canadian citizens may now obtain federal and provincial student loans to aid in the cost of attending Trinity. Trinity is an approved educational institution outside of Canada, meaning tuition and fees are tax deductible.

I am Canadian, are there other options besides federal and provincial funding?

For students who still need a private loan option beyond federal and provincial funding, we proudly offer additional options: National Bank of Canada, Canada Trust, Royal Bank of Canada, and Bank of Montreal. In addition, there are scholarships and grants available for Canadian students.

Can I use my GI bill?

Yes. As a veteran of the armed forces, students may be eligible for benefits that cover tuition, fees, housing, textbooks, and other supplies.